★ Built for premium sellers

Options income calculators that actually do the work.

Covered calls. Cash-secured puts. The wheel. Black-Scholes Greeks. Free. Fast. In your browser. With assignment-risk warnings the other guys forgot.

Try the Covered Call Calculator → See all tools

Pick your calculator

Every tool runs locally in your browser. Type a ticker, get an answer. Optional broker-data sync via Polygon or Tradier.

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Covered Call Calculator

Annualized yield, downside cushion, if-called return, and explicit early-assignment warnings around ex-dividend dates.

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Cash-Secured Put Calculator

Cash at risk, premium yield, annualized return on capital, effective cost basis if assigned, breakeven.

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Wheel Strategy Tracker

Log every CSP, assignment, covered call and exit. Cumulative premium, realised P&L, true wheel yield.

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Black-Scholes & Greeks

Theoretical price, delta, gamma, theta, vega, rho. Solve for implied volatility. Interactive sensitivity charts.

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Strike Screener

Type a ticker — see every covered call and CSP strike ranked by annualized yield. Live data.

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Live Opportunities

Top covered-call and CSP yields across SPY, QQQ, AAPL, NVDA, TSLA and 25 more — refreshed every 5 minutes.

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Watchlist

Save tickers; we'll keep live prices and best-yield strikes refreshing automatically.

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Top yields right now

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A live preview of the highest annualized covered-call yields across the most liquid optionable US tickers. Refreshes every 5 minutes.

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Why traders choose OptionIncomeTools

Zero-friction

No signup. No login. Open the page, type a ticker, see the math. Works on mobile.

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Your data stays on your device

API keys and trade history live in your browser's localStorage. We never see them.

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Assignment-aware

We flag early-assignment risk around ex-dividend dates — the one thing every other calculator misses.

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Visual

Interactive payoff diagrams, Greek sensitivity curves, and explainer animations on every page.

Want live data and one-click order entry? Open an options-friendly broker account.
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FAQ

How is annualized yield calculated for a covered call?

Annualized yield = (Premium ÷ Cost basis) × (365 ÷ Days to expiration). Our calculator also produces an if-called annualized return that bakes in any upside to the strike plus dividends received before expiration.

What is the wheel strategy?

The wheel is a repeating cycle: sell a cash-secured put on a stock you'd be happy to own → if assigned, you own the shares → sell covered calls against those shares for additional premium → if called away, restart the cycle with another CSP. Our Wheel Tracker logs every leg and reports your realised return on capital across the full cycle.

Is the data real-time?

By default the calculators ship with a built-in demo chain so they always render, even with no key configured. Connect your own Polygon.io or Tradier API key in the Settings panel of any calculator and the chain dropdown pulls live (or delayed) quotes. Keys stay in your browser; we never see them. For a production deploy where you want hosted keys, point the